If you need any extra guidance, you can find more information about pensions and pension-related services on the following websites:

Financial Conduct Authority (FCA) register
https://register.fca.org.uk
Search the FCA register to find out whether a firm, individual or body you plan to do business with is authorised.

Financial Conduct Authority (FCA) known scams
www.fca.org.uk/scamsmart 
Check for known scams with the Financial Conduct Authority (FCA).

Pension tracing
www.gov.uk/find-pension-contact-details
Track down lost pension benefits.

State Pension queries
www.gov.uk/new-state-pension
Get information about the new State Pension. 
 
Her Majesty's Revenue & Customs (HMRC)
www.hmrc.gov.uk Find information about tax allowances, codes and refunds, inheritance tax and National Insurance. 

MoneyHelper
www.moneyhelper.org.uk

MoneyHelper from the Money and Pensions Service (MaPS) brings together the support and services of three government-backed financial guidance providers: Money Advice Service, The Pensions Advisory Service and Pension Wise. It offers free support on a wide range of financial matters, online and over the phone. This covers a variety of pension topics, including:

• Auto enrolment
• Building your retirement pot
• Pension problems
• Pension basics
• State Pension
• Taking your pension
• Tax and pensions
• Pensions and retirement

Pensions Ombudsman
www.pensions-ombudsman.org.uk
A free, fair and impartial service with the legal power to settle complaints and disputes.

Pension Wise
www.pensionwise.gov.uk
Part of MoneyHelper, Pension wise offers free and impartial government guidance about your defined contribution pension options.

Unbiased
www.unbiased.co.uk
Find independent financial advisers in your area for guidance on your retirement planning.

Uniper pension scheme queries
If you have a question about your pension in the Uniper Group of the ESPS, telephone 0247 6472 541 or email enquiries@railpen.com. If you have a question about the Uniper Pension Plan, telephone Fidelity on 0800 368 6868 or email: pensions.service@fil.com.